Making a dry rub to keep is something we do quite often. This recipe for five spice rub was used for baby back ribs. And seeing has I had made extra, we used it for some eland steaks as well.
In November 2019 I asked an insurance broker friend to quote me on Medical Aid. He decided he couldn’t be bothered with the effort it would take. And I couldn’t understand that mentality. Especially as after the work was done in signing me up, he would get passive income for as long as I kept the policy. Of course when hard lockdown came around, he complained the loudest about it. Which was a bit pathetic in my opinion as he still woke up at the end of the month with a pay cheque. On the other hand, I was grateful he had not wanted my business. Last year I was not in a position to afford the extra expense. I don’t need medical aid per se as we have a comprehensive hospital plan. And in South Africa, the medical aid’s do not cover 100% of out of hospital expenses.
Today’s inspirational recipe from Lavender and Lime ♥ Five Spice Rub ♥ #LavenderAndLime Click To Tweet
So I would be paying both the fund and the excess for my Doctor’s appointments. The main reason for me wanting to explore my options is that my glasses cost me a lot of money every year. And it would be nice to have that expense covered. This year I decided to self insure. I have opened a dedicated savings account and am contributing a monthly amount. This is slightly over the average of what I spent last year on all my medical expenses, other than medication. I will then use this account to pay for all related costs and see if I come out with money left over or not. And next year I shall adjust the amount I save accordingly. Do you have a medical aid, or do you self insure?
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Five Spice Rub
- 45 mls demerara sugar
- 22.5 mls fine salt
- 10 mls Chinese 5 spice powder *
- Place the sugar, salt and 5 spice powder into a bowl and mix to combine
- Use as needed as a dry rub